The optimal moment to invest in a home coincides with your readiness for long-term stability and your ability to secure financing.

Given the current housing shortage, a crash seems unlikely. With a large number of people entering the homebuying age and baby boomers holding onto their homes due to low interest rates, demand remains strong. Additionally, the slowdown in building during the Great Recession left us with a significant housing deficit. While prices may fluctuate, the enduring demand and limited supply suggest that the market will remain resilient. Now is a strategic time to invest in homeownership, as the market's fundamentals support long-term stability.

No, you don’t need 20% to purchase a home! There are fantastic options available to help you get into your new home with less money down. First-time buyers can often qualify for loans with as little as 3% down. Additionally, there are down payment assistance programs, FHA, USDA, and VA loans that offer various benefits and even 100% financing for those who qualify. Don’t let the myth of a 20% down payment hold you back—explore these opportunities and start your journey to homeownership today!

Let my Preferred Lender help you create your homebuying strategy.